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苏宁金融研究院高级研究员·薛洪言:

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2017-08-10 11:39:57 来源：新华网

站在监管的角度，不掌握具体的支付信息，便难以实施有效监管。网联的上线成功切断直连模式，实现了第三方支付交易数据的集中化，消除了信息孤岛，其最大的效应是便于监管，监管机构在第三方支付反洗钱、交易合规性检查等方面有了具体的抓手。与银行直连模式相比，网联平台统一技术标准和提高清算信息透明度的同时，也彻底废除了第三方支付龙头多渠道（指银行直连数量）、低费率的护城河，将行业的竞争重新拉回到支付场景拓展和客户体验提升上来。

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